I won 90 taxable jackpots in nine months in a US state that had an automatic tax of $1,200 on a slot machine jackpot. Of these payments, three exceeded $10,000. 000. This does not include the $40,000 option to win the car at the end of nine months.
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My first jackpot was $27,000. This is my biggest slot machine jackpot ever. I won it on Saturday December 21, 2013 at 5:40 AM at Horseshoe Cincinnati because it was bought and rebranded as JACK Cincinnati Casino and then sold again in 2019 to become Hard Rock Cincinnati.
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I was also checking to see if I could run my bankroll on this slot machine and if it was a winning slot machine. I almost decided I was wasting my money because there was no sign of bankroll cycling when it happened.
I remember this moment clearly. It’s early morning. I started my session at 4am and I already won a small hand payout. I remember someone winning their own payout after me but I couldn’t see how much.
The floor manager was with the slot operator during their manual payout, so it must have been over $10,000. When the floor manager and slot operator left after handing over the money, they started walking past me.
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As soon as they close, my jackpot hits $27,000. I looked down, saw the credit hit 2700, the floor manager looking at me, and I swore.
It was awkward. I don’t usually swear. But at that moment I felt the need to do it. I just swore, looking the floor manager in the eye. He continued walking, frowning now.
I called him and explained. “Excuse me
They are back. At that point, 30 seconds after the slot machine hit, I was literally in shock. Since I started playing again after almost 10 years, my biggest jackpot is $5,000. I’ve won three times in the last month since I started playing again and it’s been hard for me every time.
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But now I have won more than five times. That was not easy. I remember telling the floor manager how surreal and dreamlike it was. I even asked the waiter to pinch me. He made it. It didn’t help.
And after paying manually, I couldn’t decide what to do next. Should I continue my day? Should I stick to my mental plan? Or did my gambling plan fall through the day? Tip: Everything is ready, so go home!
Can you imagine how I felt? I know some of you can really imagine this. I know because some of you have won big jackpots playing slot machines.
Are you ready to hit the jackpot the next time you play a slot machine? To get ready, you’ll need a few essentials such as your government-issued ID. But there are other ways you’ll probably want to be prepared, and I’ll cover them shortly.
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You will need a government issued ID. Get taxable jackpots at the casino. It is important. If you don’t have it, good casinos will let you follow it in the car. But I don’t think the casino should expect you to go home to get it.
If you’re anything like me, you may not be quite yourself after hitting the jackpot. Be prepared, think ahead. Make a plan for yourself. Then, if/when that happens, all you have to do is remember the plan.
It doesn’t have to be a complicated plan. Ask yourself this simple question. After receiving the manual payment, what do you wait? Or go? There will be more decisions, but this is really the most important.
As I told my college students during career talks, I don’t care what your plans are. I care that you have a plan. We’re not discussing careers now, but I think you get the point.
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Will you leave the casino or spend the night there? Personally, I would leave. I will leave as soon as I can. I didn’t know this before my biggest jackpot, but now I do. This is my plan. what do you have
Imagine you’ve won the biggest jackpot ever. And you have ID. You may even have a Players Club card, so the casino keeps your personal information on file. Then comes manual payments and other solutions.
It doesn’t matter how easy the manual payout process is if you’ve never won a taxable jackpot before. You have won the jackpot. Machine blocked. Server arrives. You are doing the paperwork. Someone else shows up to claim the jackpot. Finally, you got paid.
I have already explained how to win taxable jackpots and how to play slots with taxable jackpots on slot machines.
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But this process changes little when you win the big jackpot. In most states, a jackpot verifier must be a floor manager and not another slot operator for $10,000 or more.
Tip #1: You can push the server, and in my opinion you should, but you can’t push the receptionist. If they say it’s OK, the floor manager will take the tip and put it in a group tip jar for the entire management team. But as a general rule, floor managers don’t get tips.
Tip #2: This is your chance to get to know the floor manager. This is a very valuable opportunity. Get to know them. Make friends if you can. Hall managers know a lot more about what’s going on in the casino than the servers. To ask questions. be nice Thanks later.
However, you have another option. For jackpots just above the taxable limit but under $10,000, casinos will pay a pool stack of $5,000 when you request cash instead of a check. Other casinos only offer $10,000 tape stacks.
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I’m trying to stay away from collecting hundreds of $10,000 worth of paper tapes, but the habit is really hard to break.
Either way, for a big jackpot, when you ask for cash, you can expect a solid stack (sometimes called a brick) of hundred dollar bills. Personally, I think it’s funny when the cashier counts a $100 bill into my hand. My professional advice is to take most or all of the jackpot as checks.
This is if your plan includes claiming your taxable money or part of your taxable jackpot. However, it’s really your choice. What is your plan? Remember, preparation is key.
If you ask for cash and leave the casino without spending it, I should mention what happens at the bank when you go to deposit $10,000 or more in cash. It is the same as any other cash deposit except for the Currency Transaction Report (CTR).
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CTR is a reporting requirement for US financial institutions for all cash deposits, withdrawals and currency exchanges of $10,000 or more. Deposits of at least $10,000 will be reported to the Financial Crimes Enforcement Network (FinCEN) by the US Department of the Treasury.
FinCEN was established in 1990 but became a bureau under the US Attorney Act of 2002. In part, it monitors and analyzes financial transactions for illegal transactions. These include financial crimes related to money laundering and corruption.
I’ve had over $10,000 in cash in my bank over the years and never had to worry. They ask where the money came from and I usually reply, “I won at the casino.”
I don’t think you have any reason to worry, because making money in casino is not illegal. My lack of concern here rests on the understanding that jackpots generate a W-2G tax form when they are won at a casino. So, if FinCEN is so interested, the US Treasury Department will soon confirm the source of such a large sum of money.
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Anyway, I thought you should know about CTR. There is another aspect of accepting large amounts of money that you should be aware of. In my opinion it is a bit more important than CTR. Here’s the thing: How much money can you carry with you?
Let’s say you wear men’s jeans or regular pocket-sized trousers, rather than women’s jeans with their surprisingly small pockets. We also assume you are not wearing a jacket or carrying any kind of handbag.
Finally, let’s assume all of your money is in $100 bills. How much money in this situation
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