What To Do If You Think Someone Stole Your Social Security Number – If your Social Security number has been stolen, report identity theft to the Federal Trade Commission and the police, freeze your credit report, and contact companies that you suspect have fraudulently obtained your SSN.
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What To Do If You Think Someone Stole Your Social Security Number
If your Social Security Number (SSN) is stolen, you’ll need to act quickly to minimize the damage caused by fraudsters. It is important to report the theft to the appropriate authorities and secure your credit and personal information. After that, you should take additional steps to continue to protect your identity.
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According to the Identity Theft Resource Center, the number of data breaches in the United States will increase by 68% in 2021 compared to the previous year. In particular, cyberattacks are becoming more common, putting Social Security numbers and other personal information at risk of theft and potential fraud. Here are the steps to take if your SSN and related information has been compromised.
Your first action should be to report identity theft to the Federal Trade Commission (FTC) and file a police report. When you visit the Social Security Administration website, you will be directed to the FTC’s website, IdentityTheft.gov, where you can report one or more of the following types of fraud involving your SSN:
You will also receive information about next steps, which may include filling out several forms and obtaining a recovery plan. In the case of taxpayer identity theft, which usually involves your Social Security, you may need to file an Identity Theft Declaration or Form 14039.
After reporting the theft to the FTC, file a police report in your local jurisdiction. While your city or county may not be able to investigate the crime immediately (or at all), a police report can serve as a document in your recovery and settlement efforts.
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A credit freeze restricts access to your credit report and prevents fraudsters from opening new accounts, renting apartments, or taking out loans in your name. Freezing your credit will not affect your credit score, and you can unfreeze and update your credit report at any time.
You will need to file and freeze your credit with all three credit bureaus separately (TransUnion and Equifax).
If you believe your SSN has been stolen, but you have no evidence of fraud, you can place a fraud alert on your credit report instead of a credit freeze. Rather than restricting access to your credit report, a fraud alert asks credit reference firms to verify your identity before they can offer credit on your behalf.
Placing a fraud alert on one credit bureau will spread the alert to all three. It does not affect your credit score.
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In the event that your information has been used to create fraudulent accounts, you will want to contact each company involved. For example, if your SSN was used to open bank or credit accounts in your name, contact each company and explain that you are a victim of identity theft. They can then close your accounts so that the thief can no longer use the accounts.
If someone has used your information to create false identification records, you should contact all relevant authorities, including possibly the IRS, the Social Security Administration, and your secretary of state, who handles cases of false identification.
In the future, the name of the game will be tracked and constantly protected. For example, to see if someone else is using your Social Security number for employment purposes, check your Social Security statement for suspicious activity.
Make it a habit to regularly check your online banking and credit card accounts for suspicious activity. You should also check your credit report, driver’s license and insurance records.
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Finding out that you have been a victim of identity theft can be frustrating and frustrating. Identity thieves are getting smarter every day, and the chances of exposing your personal information are increasing. The good news is that there are a number of tools at your disposal to reduce the risk of identity theft and protect your Social Security number and other personal information.
Credit monitoring can help you detect potential fraud with personal data in time and avoid surprises when applying for a loan. Receive daily notifications when updates are discovered.
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To file a dispute online, visit the Dispute Center. If you have a current copy of your personal credit report, simply enter the report number where it appears and follow the instructions. If you do not have a current personal account, we will provide you with a free copy if you submit the requested information. Plus, you can get a free copy of your report once a week until December 31, 2022 at AnnualCreditReport.
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What To Do If You Think Your Identity Has Been Stolen
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Unlike the iPhone and iPad, AirPods do not store valuable information about the user, so the loss of a pair due to theft or loss is not so significant. However, they are a financial investment, so if you have a chance to get them back, you’ll want to take them.
Apple sells a variety of AirPods, but the risk is the same for any headphone-type device — losing one or both earbuds, the charger, or the entire set. Fortunately, there is a way to track lost or stolen AirPods.
Thanks to Apple’s Find My network, you can pinpoint exactly where your AirPods are, or at least where they were last. Please note that only the headphones themselves can be tracked, not the charging case, as the case itself is not